How does Korin protect my information?

Korin connects to supported financial institutions through Akahu.

Korin’s access is intended to be read-only. Korin does not have permission to:

• Transfer money
• Make payments
• Change your bank details
• Move funds between accounts
• Trade investments

Korin should only request and retain information needed to provide the service, operate the account, investigate problems and meet applicable obligations.

A few services help run Korin and only use your data on Korin’s behalf. Korin doesn’t sell your data to advertisers.

• Bank connection (Akahu): Read-only, through the connection you approved.
• AI services: Write Korin's answers and sort transactions.
• Secure hosting: Runs Korin's app, website and database.
• WhatsApp and email: Delivers Korin's messages to you.
• Card payments: Korin never stores your full card details.
• Google sign-in: Only if you choose to sign in with Google.
• Measuring Korin's ads: A coded email only, never financial data.

The Privacy Notice names each company and where it’s based.

Never send Korin:

• Your online-banking password
• A one-time bank security code
• Your full debit or credit-card number
• Your card PIN
• Your Akahu credentials
• A secret recovery code

If you believe someone accessed your Korin account without permission:

1. Secure your email account.
2. Change relevant passwords.
3. Contact your financial institution if bank access may be affected.
4. Disconnect Korin’s bank access where possible.
5. Report the issue to Korin as a security concern.

For full details, read Korin’s current Privacy Notice and Terms.