Your financial chief of staff
Connect your NZ bank once, read-only. Then ask Korin about your balances, transactions, bills and spending in plain English, on the dashboard or over WhatsApp, and hear about the surprises before they hit.
Secure, read-only bank access through Akahu. Korin cannot make payments or transfer money.
AkahuAkahu is accredited in NZ's regulated open-banking systemAkahu is independently certified to ISO 27001:2022Read-only today · Payments coming soon, always with your approvalThe questions you'd actually ask
No dashboards to learn, no categories to tag. Ask the way you'd ask a friend who happens to have your statements in front of them.
Three minutes to set up. Then it runs quietly in the background.
Connect your accounts, ask what matters, and stay ahead of the week, without a spreadsheet, a budget template, or a single guilt trip.
Connect your accounts
Link your everyday NZ bank accounts through Akahu, read-only, in about a minute. Korin can see your bills, spending and balance shifts. It can't move a cent.
Ask anything
From “can I afford this?” to “what's coming before payday?”. Clear answers drawn from your own numbers, in plain English, whenever you need them.
Hear it before it hits
Korin identifies recurring payments, subscriptions and unusual transactions, then messages you when something's worth knowing. No app-opening required.
Connect once.
Ask anytime on WhatsApp.
Use the web dashboard when you want the full picture.
Use WhatsApp when life is already happening.
Same Korin, same connected accounts, same memory of your goals.
the dashboard
Accounts, goals and preferences are securely set up in the browser.
One message and a tap links your chat. Then ask whenever something crosses your mind.
Balances, bills, safe-to-spend and “can I afford this?” in plain English.
Monday money briefs, bill changes, unusual spend and payday heads-ups.
Works with the bank you already have
Personal bank accounts only, for now. Connect one account or all of them. Korin works better the more of your everyday picture it can see.
Personal accounts only at this stage. More connections are coming, including investment accounts. If your bank isn't here yet, it's on the list.
Read-only by design. Not by policy.
Korin is built so that the worst it can do is tell you something you already own. There is no payment capability to misuse, and no banking password for us to keep.
Bank connections through Akahu
Akahu is an accredited participant in New Zealand's regulated open-banking system and is independently certified to ISO 27001:2022. They handle the connection; Korin never sees or stores your banking login.
No ability to move money
Access is read-only. Korin cannot make payments, transfer money, or change anything in your accounts. It can only read what you've authorised so it can explain it back to you.
You stay in control
Korin analyses only the financial information you authorise. You can manage your connected accounts, disconnect access or delete your Korin account at any time.
Built and run in New Zealand
Local context, local banks, local realities, from pay cycles to power bills. Korin is operated by Kelson Labs Limited, a New Zealand company.
What Korin isn't
Knowing the edges makes the middle more useful.
Not a bank. Your money stays exactly where it is. Korin only reads.
Not a payments app. No transfers, no bill paying, no card. Nothing to authorise except access to read.
Not licensed financial advice. Korin provides automated financial information and cash-flow guidance. It doesn't recommend financial products or replace a licensed adviser.
Not another budget to maintain. No envelopes to tag, no categories to tidy, no streak to keep. Ask when you want to know something.
One plan. Everything included.
Try Korin Premium free for 14 days. No tiers to compare, no features held back.
Billed monthly. All prices include NZ GST. Switch to yearly to save $30.
✓Unlimited questions on the dashboard and WhatsApp
✓Full upcoming payments view and bill forecasting
✓Recurring payment and subscription detection
✓Anomaly and duplicate detection
✓Proactive WhatsApp alerts and weekly money briefs
✓Safe-to-spend intelligence
✓Live budgets with real-time tracking
Card required. You won't be charged until your trial ends, and you can cancel any time before that.
Bank-level encryption, NZ-focused analysis, and read-only bank access via Akahu. Cancel anytime.
The things people ask before connecting
Does Korin ever see my banking password?+
No. Your connection is set up through Akahu, an accredited participant in New Zealand's regulated open-banking system, independently certified to ISO 27001:2022. Korin receives the financial data you authorise, never your login details.
Can Korin move or spend my money?+
No. Access is read-only. Korin cannot make payments, transfer money or change anything in your accounts. That capability doesn't exist in the product.
Which accounts can I connect?+
Personal bank accounts with ASB, ANZ, BNZ, Westpac, Co-operative Bank, Heartland, SBS Bank and TSB. More connections are on the way, including investment accounts. Business accounts aren't supported yet.
Do I have to use WhatsApp?+
No. The web dashboard does everything on its own. WhatsApp is there for when it's faster to ask than to open a browser, and it's where proactive alerts and weekly briefs arrive if you turn them on.
Is this financial advice?+
No. Korin provides automated financial information and cash-flow guidance based on your own transactions. It does not recommend specific financial products and it doesn't replace licensed financial advice.
What happens when the free trial ends?+
A card is required to start, but you're not charged during the 14 days. When the trial ends, your plan begins, monthly or yearly, whichever you chose. Cancel any time, including during the trial.
How do I disconnect or delete my data?+
From your settings, any time. You can manage connected accounts individually, disconnect bank access entirely, or delete your Korin account.
What does “in beta” mean for me?+
Korin works today and is used daily, but it's still young. We're adding connections and sharpening answers continuously. Treat what Korin tells you as information to check, not gospel, and tell us when something looks off.
Made in New Zealand by Kelson Labs
Korin is a brand and trading name of Kelson Labs Limited, a New Zealand company. We build the Korin website, dashboard and WhatsApp assistant here, for people banking here.
We started Korin because the honest answer to “can I afford this?” is buried in a statement nobody reads. Everything we build is aimed at one thing: fewer financial surprises, explained in language you'd actually use.
We'd rather tell you than have you find out. Korin is live and working, and still improving fast, and some answers will be sharper next month than they are today. It's for informational purposes, and we're honest about what it can't do yet.
If something looks wrong, tell us. Early users shape what gets built next.