Money guides

Straight answers to everyday money questions in New Zealand. General information, not financial advice.

How much can I safely spend until payday?

A simple way to work out what you can spend before your next pay: subtract the bills due first, keep a buffer, and divide by the days left.

How to find and cancel subscriptions in NZ

Where subscriptions hide on NZ bank and card statements, how to cancel card payments, direct debits, automatic payments and app store plans, and how to check it worked.

Is open banking safe in NZ? Akahu and read-only access explained

What open banking is in New Zealand, what the 2025 law changed, how apps like Korin use Akahu for read-only access, and how to stay in control of your data.