Korin watches your bank accounts, tells you what's coming before it hits, and answers any money question, on the web or WhatsApp.
KorinAR- Bank connections powered by
Akahu - Akahu is accredited in NZ's regulated open-banking system
- Akahu is independently certified to ISO 27001:2022
- Read-only: Korin can't move your money
Built for New Zealand. Works with your bank.
Personal accounts, connected read-only through Akahu
Cancel the subscriptions you forgot about
Korin finds every repeating payment. Tap Help me cancel for the company's own cancel page, a ready-made message for your bank, or an email that's already written. Then Korin checks the next charge never comes.
Find my subscriptions
See every bill before it hits
Korin learns your regular payments and your payday. It tells you what's coming, flags a bill that's gone up, and points out anything unusual, so nothing catches you out.
Show me what's coming
Ask KorinCan I afford a weekend away?Yes, if you keep it under $450.00. Rent and Mercury are already set aside.Ask anything, even on WhatsApp
“Where did my pay go?” “Can I afford this?” Ask the way you'd ask a friend, and get a straight answer from your own numbers, to the cent. Alerts arrive on WhatsApp too, and you can reply to ask about them.
Try asking KorinAnd there's more
All included, and all in plain English.
Know what's safe to spend
What's left until payday, after the bills due before it lands and a buffer you choose.
See safe to spend →Budgets that track themselves
Set a limit for eating out or groceries. Korin warns you if you're heading over.
Build my budget →Investments and KiwiSaver
See what's inside, share by share, kept apart from your spending money.
See my investments →A Monday money brief
What you spent, what came in and what's coming, every Monday morning.
Get my brief →Categories that fix themselves
“Put Countdown in Groceries.” Korin moves it and remembers for next time.
Tidy my spending →Take your numbers anywhere
Download your transactions as Excel, CSV or PDF, or let Korin keep Google Sheets, Notion, Airtable or YNAB up to date for you.
You choose what's shared and where, and you can stop it any time. Nothing ever goes back to your bank.
See integrations- Excel, CSV and PDFDownload your transactions whenever you like.Available now
- Google SheetsA spreadsheet in your Drive that keeps itself up to date.Available now
- NotionYour transactions and accounts as Notion databases.Available now
- AirtableTables in a base you pick, filled in for you.Available now
- YNABTransactions land in your budget, without duplicates.Available now
- Zapier, Make and moreSigned webhooks for your own automations.Coming soon
Set up in three minutes
Welcome to KorinYour money stays exactly where it is
Korin only reads what you allow. It can't make payments, move money or change anything in your accounts.
- Not a bank. Your money stays where it is.
- Not a payments app. No transfers, no bill paying, no card.
- Not financial advice. Automated information and cash-flow guidance from your own numbers.
AkahuAccredited · ISO 27001KorinReads onlyStart free. Thrive when you're ready.
See your money for free. When you want Korin to warn you, answer you and help you cancel, move up to Thrive.
- Up to 2 bank accounts
- Balances and transactions with readable names
- Categories and up to 2 budgets
- This month vs last, and your top categories
- Every subscription, and what they cost a month
- Download to Excel, CSV or PDF
Everything in Start, plus:
- Ask Korin anything, on the web and WhatsApp
- Safe to spend until payday
- Alerts for bills, price rises, payday and unusual spending
- Help me cancel, then a check it worked
- Unlimited banks and budgets
- KiwiSaver and investments, share by share
- Watches and the Monday money brief
- Send to Google Sheets, Notion, Airtable or YNAB
Compare plans
| Feature | Start Free | Thrive $15/mo |
|---|---|---|
| See everything | ||
| Bank accounts | 2 | Unlimited |
| Balances, transactions and categories | ||
| KiwiSaver and investments, share by share | ||
| Download to Excel, CSV or PDF | ||
| Send to Google Sheets, Notion, Airtable or YNAB | ||
| Spending | ||
| This month vs last, and top categories | ||
| Budgets | 2 | Unlimited, with warnings |
| Spending pace and what changed | ||
| Stay ahead | ||
| Safe to spend until payday | ||
| Alerts for bills, price rises, payday and unusual spending | ||
| Watches | ||
| Monday money brief | ||
| Subscriptions | ||
| Every subscription and the monthly total | ||
| Help me cancel, and a check it worked | ||
| Ask Korin | ||
| Ask anything on the web | ||
| On WhatsApp, including replies to alerts | ||
Compare plans
| Feature | Start Free | Thrive $15/mo |
|---|---|---|
| See everything | ||
| Bank accounts | 2 | Unlimited |
| Balances, transactions and categories | ||
| KiwiSaver and investments, share by share | ||
| Download to Excel, CSV or PDF | ||
| Send to Google Sheets, Notion, Airtable or YNAB | ||
| Spending | ||
| This month vs last, and top categories | ||
| Budgets | 2 | Unlimited, with warnings |
| Spending pace and what changed | ||
| Stay ahead | ||
| Safe to spend until payday | ||
| Alerts for bills, price rises, payday and unusual spending | ||
| Watches | ||
| Monday money brief | ||
| Subscriptions | ||
| Every subscription and the monthly total | ||
| Help me cancel, and a check it worked | ||
| Ask Korin | ||
| Ask anything on the web | ||
| On WhatsApp, including replies to alerts | ||
Frequently asked questions
Is there a free plan?
Yes. Korin Start is free, with no card: two bank accounts, your balances, transactions, categories, two budgets, this month vs last and every subscription you pay. Thrive adds Ask Korin, safe to spend, alerts and help cancelling.
Does Korin ever see my banking password?
No. Your connection is set up through Akahu, an accredited participant in New Zealand's regulated open-banking system, independently certified to ISO 27001:2022. Korin receives the financial data you authorise, never your login details.
Can Korin move or spend my money?
No. Access is read-only. Korin can't make payments, transfer money or change anything in your accounts.
Do I need a card for the free trial?
You add a card to start, but you're not charged during the 30 days. When the trial ends, your plan begins, monthly or yearly, whichever you chose. Cancel any time, including during the trial.
Which banks can I connect?
Personal accounts with ANZ, ASB, BNZ, Kiwibank, Westpac, The Co-operative Bank, Heartland, SBS Bank and TSB. Business accounts aren't supported yet.
Is there an app to download?
No download needed. Korin runs in your browser on any phone or computer, and on WhatsApp.
Do I have to use WhatsApp?
No. The website does everything on its own. WhatsApp is there for when it's quicker to ask than to open a browser, and it's where alerts and the Monday brief arrive if you turn them on.
Can I get my data into a spreadsheet?
Yes. Download your transactions as Excel, CSV or PDF any time, or connect one of the apps on the Integrations page and Korin keeps it up to date.
Is this financial advice?
No. Korin gives automated financial information and cash-flow guidance based on your own transactions. It doesn't recommend financial products and doesn't replace licensed financial advice.
How do I disconnect or delete my data?
Any time, from Privacy or Accounts. You can disconnect a bank, remove single accounts, or delete your whole Korin account.